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It's more lucrative to apply the fee to your credit balance and potentially collect interest on it! As for incredible pre-approved loans for half-a-million dollar homes: Use your common sense.
These people do not know you or your credit situation, yet they are willing to offer massive credit limits? Sadly, far too many victims are pressured by financial problems and are susceptible to this con.
” These scams are obvious to people who take the time to scrutinize the offer.
Reputable credit card companies may charge an annual fee, but it is never charged upfront (again, why on Earth would they?
This one involves an item you might have listed for sale such as a car, truck, or some other expensive item.
The emails frighten or entice you into clicking on a link that delivers you to the phony web page, where you can enter your ID and password.
A common ruse is an urgent need to "confirm your identity." The message will even offer you a story of how your account has been attacked by hackers to trick you into divulging your confidential information. Check a link's legitimacy by checking that the URL address of the link is sending you to a secure site — you'll know this because the link address will begin with https:// (note the "s" after http). If still in doubt, make a phone call to the financial institution to verify if the email is real.
A "phishing" email lures you into divulging your login credentials — your username and password — through convincing emails and links to web pages.
These phishing emails and fake websites that resemble legitimate credit authorities like Citibank, e Bay, or Pay Pal.